What Information Does A Title Deed Contain?

A Title Deed is documentary proof of ownership in terms of the Deeds Registries Act 47 of 1937. Each property has its own separate Title Deed. It is an important document containing all the details pertaining to a particular property. These details are: The name of the existing owner as well as the previous owners.

What is a title information document?

The Title information document is enclosed for you to keep or issue to your client as appropriate. Important information about the address for service. If we need to write to an owner, chargee or other party who has an interest noted on the register, we will write to them at the address shown on the register.

What information does the Land Registry hold?

It contains a description of the property, its tenure, the name and address of the current owners, purchase price (recorded for sales after 2000), name & address of mortgagee and details of other charges, covenants, easements, cautions, notices and restrictions.

What happens if you can’t find the deeds to your house?

If the deeds went missing or were destroyed while in the custody of a law firm or financial institution then, if satisfied with the evidence, the Land Registry will register the property with an absolute title. If not, then it is usually the case that the property will be registered with a possessory title.

Who holds the Title Deed?

The title deeds to a property with a mortgage are usually kept by the mortgage lender. They will only be given to you once the mortgage has been paid in full. But, you can request copies of the deeds at any time.

Why is it called a Title Deed?

In short, a deed is something you can hold in your hand, whereas a title is just the term for the person or persons who own the property. … Title, is a term for saying you have ownership rights over something, whereas deed is the official legal document.

How long does a Title Deed take?

The Deeds Office takes 10 days to deliver a title deed to the conveyancer after registration.

What is the difference between a title and a deed?

The biggest difference between a deed and a title is the physical component. A deed is an official written document declaring a person’s legal ownership of a property, while a title refers to the concept of ownership rights.

Do title deeds still exist?

If you purchased your property after 2013, you’re unlikely to have seen any physical title deeds for it. All title deeds are now kept as digital scanned documents. Title deeds track the history of property ownership and may include other legal paperwork such as contracts for sale, wills, mortgages and leases.

Can a title deed be revoked?

Back to the precedence by Justice Musinga, revocation of a title deed can only be done by a court of law — not public officers. … Legally, aggrieved developers whose properties have been repossessed can challenge the action by the Government in court.

What is proof of ownership of a house?

To officially prove ownership of a property, you will require Official Copies of the register and title plan; these are what people commonly refer to as title deeds because they are the irrefutable proof of ownership of a property.

Do I need original title deeds to sell my property?

So, do you need the deeds to sell a house? It’s possible to sell or remortgage a house without the deeds, but you must prove you own the property to do so. … If deeds have been lost or destroyed, the first port of call is to check whether the property is registered with the Land Registry.

Can you sell a property without title deeds?

Selling your home without the title deeds is possible, but you must still prove you own the property. How long and complicated this process depends on whether your home is registered with the Land Registry or not. Fortunately, most homes are registered.

Can someone sell a house if your name is on the deed?

A house cannot be sold without the consent of all owners listed on the deed. When selling a home, there are different decisions that need to be made throughout the process. Decisions such as hiring a listing agent or negotiating a price are often challenging enough without having to agree with the co-owner.

Are title deeds the same as land registry?

Title deeds / Title register are the same thing, although the plan and register will summarise the old paper deeds. … They aren’t considered important once the title is electronically registered.

What happens if a deed is not recorded after closing?

If Your Deed Is Not Recorded, the Property Could Be Sold Out From Under You (and Other Scary Scenarios) … If the seller does in fact sell your property to someone else, and that person records their deed with the county clerk’s office before you, you could be in jeopardy of losing your property.

How do I prove I own a house?

Proving Ownership. Get a copy of the deed to the property. The easiest way to prove your ownership of a house is with a title deed or grant deed that has your name on it. Deeds typically are filed in the recorder’s office of the county where the property is located.

How do you get a copy of your deed?

Almost all real estate deeds are recorded with the local government entity charged with storing public documents where the property is located. This method usually requires a trip to the recorder’s office and a nominal fee, usually just a few dollars. Some recorders have property records available online.

Can you register land without deeds?

In order to register a property without title deeds, a conveyancer would need to reconstitute the deeds. This involves putting together sufficient evidence to allow the Land Registry to determine if registration is possible.

How do I find my property deeds online?

http://publicrecords.onlinesearches.com/Land-Records-and-Deeds.htm. https://uslandrecords.com/ Get the property ID number. Remember, you can find this in the tax assessor’s record, sometimes referred to as the parcel number or the recording number.

Do title deeds prove ownership?

Title deeds are documents which prove ownership of land or property. … This means a record of your ownership is not held centrally at Land Registry. Your deeds may be held by a solicitor, a mortgage lender or by you, at home, or perhaps lodged at your bank. Unfortunately, title deeds are sometimes mislaid or destroyed.

Do house deeds prove ownership?

Essentially, deeds are the trail of documents that prove a property’s ownership. This can include contracts for sale, mortgages, the lease, conveyancing documents and wills.

Which type of evidence is necessary to cancel the sale deed?

Necessary Party in the case of cancellation of sale deed:

It is settled law that when in respect of a transaction, a written document is executed, any kind of oral evidence, contrary to the document, is not admissible.