We often get asked ‘can a blocked chimney cause damp’? … If your chimney is blocked up and is capped and sealed at the top, the lack of ventilation could be causing chimney condensation to build up in the void, meaning that when your house warms up, condensation collects andRead More →

Unused contribution room can be carried forward to use in any future year. However, you cannot contribute to an RRSP for a person (yourself or your spouse) who already turned age 71 in the previous year. What does unused RRSP contribution mean? Unused RRSP contributions are contributions you made toRead More →

Pre-pasted wallpaper border saves the time and mess of dealing with wallpaper paste, but, at times, the pre-pasted border doesn’t seem to adhere well to the wall. The problem is likely caused by a lack of wall preparation, improper wetting of the border or bad wallpaper paste. Can old wallpaperRead More →

While it might seem like holding fewer credit cards could help your credit, losing the available credit limit on the closed account can increase your utilization rate, which can hurt credit scores. If you’re considering closing a bank account, however, be assured that it will have no direct effect onRead More →